Motor Commercial Vehicle Package Policy - For Goods Carrying Vehicles
           (See Rule 51 of Central Motor Vehicles Rules, 1989 of Motor Vehicles Act,1988.)
 CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LTD.
 ADDRESS: NUNGAMBAKKAM BRANCH OFFICE
 RAIN TREE PLACE, 4TH FLOOR
 INEW NO # 7, OLD NO # 9, MC NICHOLS ROAD, CHETPET,
 NUNGAMBAKKAM S.O

 CITY: CHENNAI  STATE: TAMIL NADU
 GSTIN: 33AABCC6633K1ZQ
 GST Invoice No.: 3379522061494
 DATE: 27/06/2024
 PAN: AABCC6633K
 SAC Code: 997134
 SAC Description: Motor vehicle insurance services
 Business Location:  NUNGAMBAKKAM BRANCH OFFICE  Cover Note No:  -
 Policy Number:  3379/03960295/000/00  Customer Code:  1009159164910001  Policy Type:  Package - Goods Carrying Vehicle
Name&Communication Address:
TAMILARASAN G
S/O GANESAN NO 31 B NORTH STREET ANNA NAGAR ILANKULAM TIRUNELVELI,
ELANKULAM B.O,TIRUNELVELI
TAMIL NADU,PIN- 627110
Mobile-7695937349
Name and Registration Address:

S/O GANESAN NO 31 B NORTH STREET ANNA NAGAR ILANKULAM TIRUNELVELI,
ELANKULAM B.O,TIRUNELVELI
TAMIL NADU,PIN- 627110
Mobile-7695937349
 Period of Insurance:  from 27/06/2024 13:33 hours to midnight on 26/06/2025  Business or Profession:  Individual  Geographical Area:  No Extension
  Certificate Number:  3379/03960295/000/00  Issue Date:  27/06/2024

  PARTICULARS OF THE VEHICLE INSURED

 Date of Registration:  27/06/2024  Place of Registration:  TIRUNELVELI  Registration Mark:  NEW
 Make:  MARUTI  Model:  SUPER CARRY - STD 1.2L PETROL  Variant:  STD 1.2L PETROL  Vehicle Colour:  -  Year of Mfg:  2024
 Type of Body:  PICK UP  Fuel Used:  PETROL  Engine No:  K12NN4257938  Chassis No:  MA3EDC03TRE319680
 Cubic Capacity:  1196  K.Watts :  -  Gross Vehicle Weight(GVW):  1600  GVW as per RC:  0  Public/Private Carrier:  PUBLIC  Registration Mark(Trailer):  -  Contract No:  -
 Licensed Passenger Carrying Capacity:  1  Driver   1  Cleaner:  1  Conductor:  0  Total Seating Capacity Including Driver:  2  Chassis No.(Trailer):  -

  IDV (Insured Declared Value)

 Value of Chassis (Rs):  600000  Value of Body (Rs):  0  For Vehicle (Rs):  600000  For Trailer (Rs):  0  Non-Electrical Accessories (Rs):  0
 Electrical/Electronic Accessories (Rs):  0  Value of CNG/LPG Kit (Rs):  0  Total Value (Rs):  600000

A. OWN DAMAGE

  SI No. of Person IMT Premium (Rs)
Basic OD 600,000.00     10,356.00
IMT 23 10,356.00   23 1,553.00
TOTAL     11,909.00
Own Damage Premium     11,909.00
Experience Based Discount  (85%)     10,122.65
TOTAL(A)     1,786.00

D.ADD-ON COVERS(BENEFITS)

  Benefit No. Option No.    
ADD-ON COVERS PREMIUM       0.00
Add-On Covers Discount       .00
TOTAL ADD-ON-COVERS PREMIUM (D)       0.00

E.OTHER CHARGES (NON PREMIUM)

Chola value added services     0.00
TOTAL OTHER CHARGES (NON PREMIUM) (E) 0.00

B. LIABILITY

  SI No. of Person IMT Premium (Rs)
Basic TP     16,049.00
Paid Driver   1  40 50.00
Legal Liability to    40 50.00
Cleaner   1  
TOTAL     16,149.00
TOTAL PREMIUM(B)       16,149.00

C.PERSONAL ACCIDENT COVERS

PA for owner driver 1,500,000.00     550.00
PA cover for Paid driver   17 12.00
TOTAL PREMIUM(C)       562.00
 
TOTAL (A+B+C+E)       18,497.00
TOTAL CONSIDERATION       18,497.00
CGST       1,181.00
SGST       1,181.00
IGST       0.00
AMOUNT COLLECTED       20,859.00

LIMITATIONS AS TO USE: The Policy covers use of the vehicle for any purpose other than: a)Organised Racing. b)Use while drawing a Trailer,except the towing(other than for reward) of any one disabled mechanically propelled vehicle. c)Pace Making. d)Reliability Trial. e)Speed Testing. f)Use for carrying passengers in vehicles;except employees not exceeding the number permitted in the registration document and coming under the purview of Workmen's Compensation Act 1923.

1.As per Sec 147 of MV Act issued policy the premium received only to an extent of liability fixed by IRDA/Central Govt
2.Sec 150 (2) (b) that the policy is void on the ground that it was obtained by, nondisclosure of any material fact or by representation of any fact which was, false in some material particular;
                   i.Or
                   ii.(c) that there is non-receipt of premium as required under section 64VB of, the Insurance Act, 1938.
3.No Application for compensation shall be entertained unless it is made within 6 Months from the date of occurrence of the Accident
4.No Sum shall be payable by an Insurer incase a person driving the vehicle does not have a valid driving license or is under the influence of Alcohol or Drug.
DRIVER CLAUSE: Any person including insured provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license. Provided also that the Person holding an effective learner's license may also drive the vehicle when not used for the transport of goods at the time of the accident and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules 1989.
LIMITS OF LIABILITY:Under Section II-1 (1) of the Policy - Death or bodly injury such amount as is necessary to meet the requirements of the Motor Vehicle Act, 1988. Under Section II - 1 (ii) of the Policy - Damage to Third Party Property - Rs.750000 P.A. Cover for the Owner cum Driver Under Section III (CSI)- Rs.1,500,000.00 Deduction Under Section 1: Rs.500 Additional compulsory deductibles under Section 1 Rs.0.00
Additional Imposed deductibles under Section 1 Rs.0
Subject to I.M.T. Endt. Nos. and Memorandum: 23,21,40,17,7 .
Coverage Under this policy is subject to realisation of premium cheque(s). Incase of dishonor of cheque(s). No separate intimation will be given and the policy stands cancelled from inception.
Product Plan:
Applicable benefits:-     
The policy wordings with detailed terms, conditions,warranties exclusions and the list of Ombudsman details are available on our website www.cholainsurance.com.
Date and Signature of the proposal 27/06/2024.

Warranties: -
Warranted that NCB under this Policy is based on representation regarding NCB and absence of claim under the previous Policy. If the information be found incorrect or false in any aspect, this Policy shall be void ab initio and no benefit shall be payable by the company.
This policy has been issued upon declaration by the Assured that a valid Pollution Under Control (PUC) Certificate is held on the date of commencement of the Policy
lt is hereby warranted the coverage under this Policy commences only from the Risk Start time and Date as mentioned in the Policy schedule. No Liability shall attach under this Policy in respect of any Accident/Loss prior to the time and date of commencement of Period of insurance


No Claim Bonus will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy.
CVAS NEW :
As per GR 36A-PA for Owner driver refers to the Owner of the insured vehicle holding an effective drving licence.
Nominee Details:
Financier Name & Address: INDUSIND BANK LTD,CHENNAI,.
Intermediary Name: VIZZA INSURANCE BROKING SERVICES PVT LTD POSP Name:
Code: 201391901498 POSP PAN No.:
Contact No: 9952530055 POSP Aadhaar No.:
Note: The Motor Policy Schedule cum Certificate of Insurance is an important document issued based on your declaration. We request you to verify the details and ensure that everything is in order. In case of any discrepancies, please contact us within 15 days from the date of issuance of policy.
Place: CHENNAI Date:27/06/2024 Receipt No: Receipt Date: For Cholamandalam MS General Insurance Company Ltd.
@CholaSign1






We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule and also as per Notification No. 13/2020-CT dated 21-03-2020. This policy schedule shall be in lieu of Tax Invoice and hence no separate GST invoice required In compliance with Rule 54(2) of CGST Rules, 2017.

Consolidated Stamp Duty Paid Vide G.O Rt No  397, Commercial Taxes and Registration (j1) Department, Tamil Nadu dated  24/05/2024

Duly Constituted Attorney(s)

 
I/We hereby certify that the policy to which this certificate relates as well as this certificate of insurance are issued in accordance with the provisions of Chapter X and Chapter XI of the Motor Vehicles Act, 1988.
In the event of a claim under Compulsory personal accident cover (CPA), the intimation of the claim to the Insurer shall be within 30 days of its occurrence
IMPORTANT NOTICE: The insured is not indemnified if the vehicles is used or driven otherwise than in accordance with this schedule. Any payment made by the company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988, is recoverable from the insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY"
For Information/Claims: Contact Toll Free Helpline at 1800 208 5544: sms "CHOLA" to 56677 For CARE contact 1800 103 5354;
E-mail: customercare@cholams.murugappa.com: www.cholainsurance.com

Note:UIN for this product and the related add on covers availed under this policy are as mentioned in the attached sheet ,which forms part of the Policy Schedule.
Whether tax is payable under reverse charge basis - No.
Cholamandalam MS General Insurance Company Ltd.
Regd.&Head Office:Dare House, 2nd Floor, No.2, N.S.C Bose Road, Chennai-600 001, India
CIN: U66030TN2001PLC047977 | IRDAI Reg. No. 123
frmRegn_Letter
To : DATE : 05/10/2024
Customer Name : TAMILARASAN G
Address :
S/O GANESAN NO 31 B NORTH STREET ANNA NAGAR ILANKULAM TIRUNELVELI
-,ELANKULAM B.O,TIRUNELVELI,TAMIL NADU,PIN- 627110
Mobile- 7695937349

Dear Sir/Madam

Ref: Vehicle details updation in your Motor Insurance Policy 3379/03960295/000/00

On behalf of Chola MS we would to thank you for choosing us as your preferred insurer. Your vehicle details are updated in our records as per the details below.We request you to confirm the correct / missing information and send this letter back to the address given, to update the same in our records. If there are any corrections, we request you to provide the Registration Certificate (RC) for our records and future reference.

Vehicle Registration : NEW
Engine : K12NN4257938
Chassis : MA3EDC03TRE319680

Documents to be sent to:

Manager (Operations),
Cholamandalam MS General Insurance Ltd
1st Floor, Hari Nivas Tower, 163, Thambu Chetty Street,
Parrys Corner,
Chennai - 600001


We request you to reply within 7 days of receipt of this letter. Alternatively, request you to e-mail your above Vehicle details with scanned copy of Registration Certificate to the following e-mail ID, quoting your policy number. customercare@cholams.murugappa.com

For any further clarifications please feel free to call our toll free # 1800 208 5544.

  Yours faithfully,
  For Cholamandalam MS General Insurance Company Ltd.
@CholaSign1






  Authorised Signatory
UIN Number
Product Name : Motor Commercial Vehicle Package Policy - For Goods Carrying Vehicles
UIN : IRDAN123RP0003V03100001
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